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Scots not so into celebrity scents

WHEN buying perfume Scots prefer to buy a scent associated with a particular fashion designer – rather than a celebrity – according to new sales figures from Superdrug,Donna Karan’s DKNY Be Delicious...

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Great credit … but only for the squeaky clean

PERSONAL finance experts have welcomed a new 36-month balance transfer card from Barclaycard – saying it could help people pay off their debts.The new Platinum card charges 4.9 per cent interest on...

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Spare-room lodgers on the rise

The number of Scots taking in lodgers to boost their income has soared to a record high over the past year, new figures show.The biggest increase has been in Falkirk, where there has been a 28 per cent...

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Taxman may prove to be short of festive party spirit

Employees could face a surprise tax bill if their company spends too much on its Christmas party, accountants have warned.Companies going over the £150-a-head tax allowance the government gives them...

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Protecting your home from the watery hell

THE flood resilience steps you can take to minimise your chances of having to make a home insurance claim include the following:• Install non return valves on your sewerage system – often a...

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Home insurers are using their small print to stem the flood of winter claims

New evidence has emerged of ­insurers rejecting valid home insurance claims as Scotland faces a fresh blast of chilly weather that could cause more damage to properties.Scottish homeowners are being...

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Some firms are ready to eschew the motivation for self-gain

IT’S the end of a busy lunchtime in a sandwich shop on Rose Street in Edinburgh and the staff are clearing the tables, serving the last few customers and prepping vegetables.So far, so ordinary – but...

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Rule change was a bonus for drawdown investors

Drawdown investors were among the few winners in the Autumn Statement earlier this month when the government performed a u-turn on a rule restricting the amount of income they could take.The maximum...

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Flood insurance – negotiations back on

The government and the insurance industry have renewed efforts to make sure thousands of homeowners are not left with huge repair bills when an existing cover agreement ends next summer. It was...

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Jeff Salway: Using pension drawdown has a significant down side

THE growing army of pensioners ­keeping their cash invested when they retire instead of buying an annuity are endangering their life savings if they fail to plan carefully, experts have warned.The...

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Ten money saving tips: There are many ways to save money when selling property

IN THIS day and age there are deals to be found on virtually everything. But does that also apply to selling the most valuable asset you own, even in the current subdued housing market? Robert Carroll,...

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James Burns: Osborne’s robbery of the Bank of England has killed off its...

The Investment Club is in mourning at the passing of the gilts era, which has spanned four decades and helped the club maintain a steady rise in its unit price from £1 in January 1995 to £3.25 at the...

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Barrhead Travel cruises to first takeover deal

HOLIDAY provider Barrhead Travel has unveiled the first acquisition in the company’s 37-year history in a multi-million pound deal propelling the firm’s sales through the £200 million mark.The travel...

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British firms build links with Russia as more than 200 organisations join...

A STRING of blue-chip City firms have signed up to a groundbreaking project to sell financial expertise to Moscow.Investment banks Barclays Capital and JP Morgan, Lloyd’s of London and elite law firm...

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Market Watch: Anxious focus on banks’ recovery despite moves to safeguard euro

BANKS will remain in sharp focus this week despite the reduced hours of trading over the Christmas period. The banking sector has been one of the big winners on the stock exchange, up more than 30 per...

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BioQuarter reveals bid to raise £50m

A LIFE sciences body has 
unveiled plans to plug the 
venture capital gap in Scotland by attracting £50 million of funds to the industry.Mike Capaldi, commercialisation director at the BioQuarter – the...

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Resurgent car industry drives hopes of recovery after mixed year for business

Whisky makers and energy companies also see growth but fears of triple dip recession remain, writes Dominic JeffAUSTERITY Britain seemed to have been overlooked as Japanese car maker Nissan last week...

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Bill Jamieson: UK can’t bank on China for an uplift

THROUGHOUT 2012, the coalition government frequently cited the turmoil in the Eurozone and, to a lesser extent, the growth slowdown in China as contributors to the UK’s relapse into a double dip...

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Director dealings: Dods says latest buys will raise earnings

PUBLIC affairs group Dods, which operates brands including PoliticsHome, last week bought Edinburgh-based Holyrood Communications.The acquisition valued the Scottish publishing and events group at up...

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Aussies swap Queensland for Laggan

A COUPLE from Queensland’s Sunshine Coast have swapped the warmth of 
Australia for the snow-capped peaks of the Highlands after unveiling plans to renovate a historic hotel.Neil and Annie Whittle...

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